Innovative Management



Process-oriented business innovation


  • Video conference (Skype): Through on-line conference between the head office in Seoul and the overseas branch office, we save time and business travel expenses.
  • Paperless Office: We use less paper to preserve our nature.
  • IT Infrastructure: We do our best to develop a better service experience for our customers.
  • Home Office: We lead in the creation of employment for housewives, students and the physically challenged.


Company Culture Innovation


  • We do our best to be one of the greatest work places and the Best Corporation.
  • We try to set an example for honesty on taxation.
  • We lead the innovation in the lending industry by Franchising for the very first time in our business.
  • We improve the morale of the employees with annual salaries that are determined by their abilities and participation.
  • Through practicing Employee Stock Ownership Plan (ESOP), all the members of company become owners of the company.