Financial Instruments

 

Object: For those who want to burrow a purchasing funds or family funds loan on Apartment, Officetel, detached house and multiplex house as collaterals, it is possible to burrow an additional loan depending on the market price even if one already takes out a loan from other financial institutions. We judge collaterals as loan regardless of occupation, income, credit rating.

 

A Secured Loan for Apartment

 

- Possible to take out a loan up to 78 percent of appraised value at maximum.

- Differentially applied depending on Loan to Value Ratio and Debt to Income Ratio.

 

A Secured Loan for Detached House or Multiplex House

 

- Possible to take out a loan up to 70 percent of appraised value at maximum.

- Detached house: burrow up to 70 percent of appraised value at maximum

- Differentially applied depending on local market price and auction successful bid rate

 

 

A Secured Loan for Officetel

 

Officetel: burrow up to 70 percent at maximum

Differentially applied depending on Loan to Value Ratio or Debt to Income Ratio

Differentially applied depending on local market price and auction successful bid rate

 

 

A Secured Loan for Woods & Fields

 

Woods & Fields: burrow up to 70 percent at maximum

Differentially applied to Loan to Value Ratio or Debt to Income Ratio

Differentially applied to local market price and auction successful bid rate

 

*PraiseLoan do not accept lease agreement loan.